Financial Protection Whilst Abroad

Is it possible to get medical travel insurance, especially if you are of advanced age? The answer is yes, it is but you may not be able to get cover for a lengthy trip, say 3 months. However, you may want to take short breaks several times a year instead.

Short breaks are just as nice if you are not on top of the world medically and you can take them when you feel well enough to travel.

It cannot be over emphasised to take out cover, even if it is slightly more expensive than insuring a fit and healthy individual. You need to realise that health care abroad can be very expensive and if you have to be flown home it will cost you thousands of pounds.

Your embassy in a foreign country can give you practical assistance, but they will not pay for repatriation or medical costs or for anything to do with mishaps whilst you are abroad.

Statistics have borne out that most claims from people with travel insurance are made when they fall ill or have an accident whilst away from home. Some sixty percent of all claims cover these expenses. A large proportion of the rest are pay-outs on cancelled flights.

Whilst looking at medical travel cover, you may also want to have a look at what else is covered on your policy. It is likely that you may also want to include cancellation of your trip or flight and lost luggage on your insurance as these are the main areas of claims made.

If you do have a medical condition you will have to be prepared to submit very detailed and personal information about yourself. However difficult it may be, you have to answer every question truthfully in order that your insurance will not be null and void should you fall ill and need hospital care.

We all understand that people are tempted not to mention some aspects of your wellbeing in order to get the premium as low as possible. As stated already above, this could be false economy if you should fall ill.

For further information about medical travel insurance please go to its so easy travel Insurance